Rating based on 16 reviews

CarFinance 247


  • Vehicle finance up to £40,000
  • Low-interest starting from 7.9%
  • Repayment up to 7 years

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CarFinance 247 homepage

Author CarFinance 247. Screenshot of CarFinance 247 website. [Accessed September 4, 2019]

About CarFinance 247

When it comes to delivering on the award-winning vehicle finance in the UK that you deserve, we are completely unrivalled.

You can pick a car from any reputable dealer when you are backed by the United Kingdom's greatest car finance broker. Our APR starts at 6.9%with 25.4% APR representative, so be sure to consult our car finance calculator for a more approximate number with which to work.

The unparalleled success of our approach

Our Trustpilot reviews have an average score of 9.0/10, and Feefo gave us a service rating, from 1400 reviews, of 4.5/5. We will first search through our 18 highly-qualified lenders for appropriate financial options and find the perfect quote for you, without at all affecting your credit score. We will approve you on principle, wherein a personal advisor will provide you with an obligation-free quote and discuss the documents we need from you.

Purchase your dream car

Choosing your car, either by yourself through a private sale, or from our over 110,000 cars from thousands of dealers on our car search list. We do all the checks on your dealer to make sure that there will be no bumps on the road, so to speak. Finally, you just sign your documents and enjoy your cherished vehicle! You will receive our answer within minutes and could have your car within days!

CarFinance 247 Services

The only concern you will have when paying off your vehicle finance in the UK with us is to control your exuberant joy at the affordability, high-quality and transparency of our deals.

We are very proud to provide an opportunity for those unable to find a loan elsewhere. We also provide instant loans for motorhomes, caravans, motorbikes, horseboxes, taxis, minicabs and vans.

For our beloved UK communities

We enjoy making a difference in our community almost as much as we enjoy providing you with great deals. Our enthusiastic participation in events, sponsorships and campaigns throughout the UK and raising awareness on an individual and business basis provides us with yet more job satisfaction and life-affirming challenges.

Your vehicle finance journey

You will almost never need to provide a deposit, though you can give one or conduct a part-exchange with a vehicle, and our SAF-qualified advisors are instructed to treat your case individually, and not according to a rigid checklist. We can also accommodate those with CCJs, IVAs, defaults, late payments, arrears, debt consolidation, previous loan refusal, or even former bankruptcy, with only 35.0% APR representative. We consider at least 3 months, in the form of payslips, an ideal employment history.

CarFinance 247 Product Details

  • Loan Type Vehicle finance
  • Interest Rate 7.9 – 21.9% p/a
  • Loan Amount up to £40,000
  • Repayment 1 year to 7 years

Summary of Services

  • Get instant cash
  • Repayment terms are flexible
  • Reliable dealers

We are the best provider of vehicle finance in the UK, as you will see for yourself

You can trust only one name in vehicle finance in the UK, and that is CarFinance 247 and our atomistic attention to your individual situation.

Our enterprise was formed with the market gap in honest advice on car finance as our dragon to slay. This is also why we do our utmost to keep up with the latest technology for your easier and more autonomous decision-making.

A range of products and our flexibility

We offer guarantor loans, hire purchase agreements, personal contract purchases, and personal loans. Our hire purchase agreements typically last between 36 and 48 months, involve an option to the service fee for the reasonable amount of about £10, and are also open to those with international or EU drivers licences. We are also able to organise another car loan for you while the first one is in effect.

A unique process

If you have already paid at least half of your payment, you can conduct a voluntary termination, which does not in itself impact on your credit or your ability to loan with us again, in which you return the vehicle and immediately end the financial agreement. Our lenders may also generally be willing to add your car's negative equity to a new deal.

Every finance journey is unique

If you have a car on finance with us and you want to swap for a different one, simply give your advisor your settlement figure, in order to calculate your finance options so that you can end this contract and begin a new one. Although the minimum age for our loans is 18 and the maximum age for a guarantor loan is 80, in any other case, we have no maximum age limit, and we accept any form of income, of any amount.

Customer Reviews & Testimonials

April 2019

I don’t regret buying with Car Finance, the car is comfortable and the best vehicle I have bought

Oscar P
— Salisbury —

April 2019

I like how a customer can use the loan calculator before even applying. This ensure the customer whether to procced with the process or not

Matthew B
— Durham —

May 2019

I went to the branch to apply for the car loans. I wasn’t sure of the service but I was blow away when I left. The employed are professional and have manners

David W
— Liverpool —

CarFinance 247 Contact Details

Physical Address

  • Carfinance 247, Universal Square, Devonshire Street Manchester M12 6JH United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 18:00
  • Sunday 11:00 – 17:00