Rating based on 19 reviews



  • Vehicle finance up to £25,000
  • Low-interest starting from 3.0%
  • Repayment up to 7 years

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Author Santander. Screenshot of Santander website. [Accessed September 4, 2019]

About Santander

When it comes to top-shelf vehicle finance in the UK, nothing but Santander's individualised and quality-centred approach will do.

Be sure to experiment with our personal loan calculator to get a decent estimate of your loan deal with us, as well as see how Santander Select and 1|2|3 membership affect our offer.

Great benefits for great personal loans

Our personal loans are ideal for purchasing vehicles because the APR representative for a loan between £7,500 and £15,000 is 3,0%, and you can generally borrow between £1,000 and £20,000 and if you are an existing customer, £25,000. Our Santander Select and 1|2|3 World will receive better rates on selected loan deals. But in any case, you will pay no overpayment charge. Be sure to apply for a personal loan online and you will receive our decision within 24 hours.

Reasonable accessibility to our personal loans

You are eligible for one of our personal loans if you live permanently in the UK, are 21 or over, have not been declared bankrupt, have not had an IVA or CCJ within the previous 6 years, have a regular annual income of over £6,000, and if you will pay by direct debit. As long as you make all your payments, the loan will be fulfilled at the end of your term and is not secured against your home.

Santander Services

We are the champions of transparency and affordability because excellent vehicle finance in the UK requires excellent administration.

Our personal loans operate on a fixed rate throughout your repayment period and you will not be charged a setup or arrangement fee.

Exemplary travel insurance, as you deserve

Santander's brilliant travel insurance, which is brought to you by Chubb European Group SE, has received a five-star rating in 2018 from Moneyfacts. It can provide you, whether journeying alone or with family, with comprehensive travel insurance to protect against travel delays, lost baggage, or a medical emergency.

The benefits of travel insurance with us

Your travel insurance policy is flexible for your needs and can cover golf, winter sports, business, cruise, excess waiver, hazardous activities, and trip duration. It can be an annual multi-trip or single trip policy, worldwide or European cover, and individual, family or couple cover. Benefits include unlimited medical expenses for injuries and illness during a trip, up to £5,000 for cancellation, shortening or abandonment of your holiday for previously unexpected reasons, and up to £2,000 cover for personal property, with £300 being the limit for each item.

Santander Product Details

  • Loan Type Vehicle finance
  • Interest Rate from 3.0%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Summary of Services

  • Flexible vehicle finance
  • Loan decision within 24 hours
  • Easy online application 

High-Quality vehicle finance in the UK with Santander

Only with Santander can you be certain that your financier cares as much about the success and appropriateness of your instant loan in the UK as you do.

Be sure to sign up as a World Elite MasterCard customer to get a massive 40% discount on travel insurance. Also, please be sure to phone us, consult a branch or visit our website for information, if you are experiencing any financial challenges.

Car insurance that lets you sleep soundly

Our car insurance is artfully underwritten by a panel of insurers, as well as meticulously arranged and administered by BISL Limited, one of the United Kingdom's largest insurance intermediaries. Half of our customers have received the cover for only £247 or less. You can choose between the third party only, third party fire and theft, or fully comprehensive cover. Existing customers can go to the self-service centre on our website to make changes to their policy, as well as view their documentation.

Add on to your car insurance

You can also add to your car insurance with us motor legal protection, breakdown cover, a guaranteed replacement car, and no claims discount protection. Your quotation will be valid for 30 days. Be sure to consult our policy document and data protection statement for more information.

As comprehensive as cover gets

Fully comprehensive cover protects you from car theft, accident or fire damage, includes a 24/7 repair helpline and windscreen replacement and provides you with a courtesy car when your car is being repaired by an approved repairer. Your full comprehensive cover also affords unlimited cover on sat-nav, manufacturer-fitted audio and entertainment equipment, up to £500 in stolen keys cover, up to £100 in personal belongings cover, and a 3-year guarantee for repair work cover on approved claims repairs.

Customer Reviews & Testimonials

April 2019

Very efficient staff. They were always willing to help me

Noah M
— Edinburgh —

June 2019

A car isn’t an investment and I was not willing to spend much money on it. Thank you to Santander for ensuring that I get a loan which suited my need

Florence P
— Wales —

Santander Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed