Rating based on 37 reviews

American Express


  • Membership rewards
  • Purchase protection
  • Low-interest starting from 28.2%

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American Express homepage

Author American Express. Screenshot of American Express website. [Accessed September 5, 2019]

About American Express

American Express offers a variety of UK credit cards with unique rewards and benefits altered to your lifestyle and interests.

With us, you can collect loyalty membership reward points, cashback or travel loyalty points, or alternatively enjoy premium lifestyle experiences. We offer a credit card to suit your every need.

Choose American Express

We offer you opportunities to earn a range of rewards. These include leading cashback rates, Avios, SPG points as well as loyalty membership rewards which you can exchange for holidays, flights, hotel accommodation and gift vouchers.

Online fraud security

In addition, we also offer our customers refund and purchase protection, online fraud security, inclusive insurance benefits as well as 24/7 customer care support. Furthermore, you get access to our exclusive American Express Invites programme, what this means, you get tickets to some of the hottest concerts in town, exclusively for our cardmembers. So, even if your passion is theatre, film, music you can still get closer to the action.

American Express Services

We pride ourselves on delivering excellent customer service and strive to ensure the first customer care agent who answers your call, action your needs.

We make use of secure systems and early detection to minimise any potentially fraudulent activity on your card. Speak to a customer care consultant for more information.

The safe key security

You can add further security to your purchases by registering for the safe key when shopping online, in addition, set up free text and email alerts to monitor your card activity.

Our travel rewards card offers you

  • Welcome bonus points on selected Cards
  • Ability to earn travel reward points
  • Protection on your purchases
  • Online fraud protection
  • Travel accident as well as travel inconvenience attention
  • Customer care service 24/7
  • Invitations to special events
  • 24/7 customer care

American Express Product Details

  • Loan Type Credit cards
  • Interest Rate from 28.2%

Summary of Services

  •  American Express Invites
  • 56 days of interest-free  purchases
  • No annual fee

You will get a range of rewards with the American Express credit card

To save time, use the following checklist to see if you meet our standard eligibility requirements.

  • Be age 18 years or older
  • No history of bad debt
  • Have a permeant home address
  • Currently, have a UK bank or building society account

Some cards may have additional specific eligibility criteria

After deciding on the best card that best suits your needs, read through the important information thoroughly for an understanding of card terms, thereafter click the 'Apply now' button on the webpage to start the online application process.

At this stage, you will be able to select additional optional benefits as well as decide on how you'd like your name to appear on your card.

Our cards are accepted worldwide

When travelling aboard, take note our cards are accepted world worldwide for your convenience. All purchases made with your cards abroad are converted to pounds the moment the transaction is processed. Furthermore, all international payments are first converted to US dollars before being converted into pounds sterling.

Manage your account online or on your mobile

We offer you easy access to the important information you need both online and on your mobile device. Simply register online and you can view and manage your account from anywhere at any time. In addition, you will also be able to check your balance, set up notifications and reminders, easily pay your bills and best of all manage your rewards and loyalty points.

Our dedicated customer care agents are available 24/7 contact them by phone, text, email or post mail. In addition, our global assist team is accessible to you 24/7 even if you travel outside of the UK.

Customer Reviews & Testimonials

March 2019

Applied for the credit card in the branch and the consultant who was helping me ensured that I understand everything about the credit card I was taking

Marius H
— Eidinburgh —

February 2019

I don’t regret opening American express credit card. The benefits are massive- include cash back and points which I can redeem in different places such hotels

Thomas B
— Leeds —

January 2019

When we were checking in at hotel with my wife, the amount charged was lower because we had the points in our credit card

Jessica N
— London —

October 2018

I was very happy with the security they have implemented to ensure no fraud takes place when using the credit card online

Wilson B
— Aberdeen —

American Express Contact Details

Contact Number


  • not available


Physical Address

  • 3rd, 1 John St, Brighton Brighton England BN88 1NH United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed