Rating based on 38 reviews



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  • Low-interest starting from 19.6%

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Author Saga. Screenshot of Saga website. [Accessed September 5, 2019]

About Saga

Saga is a British company that focuses on serving the needs of those aged 50 and over. We have on average 2.7 million customers and are growing steadily.

Saga is listed on the London Stock Exchange and is constituent of the FTSE 250 Index. We were founded by Sidney De Haan in 1959 and later, the business was passed to his son Roger De Haan who took over in 1984 after his father's retirement.

Do you need a holiday?

Over the years we have immensely gown and had fine-tuned our services to ensure satisfaction for our valued customers. As such, Saga Personal Finance is a credit union and not a lender. We offer our customers a range of products and services to match each member's individual needs. We provide you with a variety of holiday packages and tours across the globe.

Are you covered?

At Saga, we also provide a wide range of insurance solutions for you whether it's you need motor vehicle insurance, home insurance, travel insurance, caravan cover, commercial van insurance, pet insurance, private medical insurance, life insurance or even motorhome protection.

Saga Services

We can offer you a credit card to assist you in managing your financial responsivities.

Our platinum credit card may be the right match for you. Our Platinum Credit Card is an affordable choice for everyday use with a representative APR rate of 11.9% (variable), making it an ideal choice for day to day usage.

No card charges

Unlike many other credit card providers, we don’t charge you any currency conversion fees when using your Platinum credit card overseas. So in fact, you will save some money when travelling with our Platinum credit card – every little penny counts. In addition, Visa credit card is accepted worldwide at 35 million places in over 200 countries!

Interest-free cash withdrawals

You can enjoy up to 55 days of interest-free cash withdrawals allowing you to spread your repayments over a couple of months. We only charge a 2% fee (minimum £2) for each cash advance, provided the balance is always settled in full by the agreed-upon payment due date. Thereafter, interest will be applied from the date the transaction is debited to your account at 19.61% per annum.

Saga Product Details

  • Loan Type Credit cards
  • Interest Rate from 19.6%

Summary of Services

  • Easy online application
  • No fees for foreign currency
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We support our customers throughout their financial life

We are here for you whether you need guidance regarding your savings accounts, credit cards, travel money, financial advice, equity release, share dealing, annuities, life assurance or long term care funding advice.

No matter your financial situation or bad credit history we are here to guide and support you over the hump. We have a wide range of personal loans, home loans and business loans to choose from.

Do you need healthcare support?

Our healthcare facility is made up of four businesses unites namely; Country Cousins, Patricia White’s, Saga Care at Home as well as Saga SOS Personal Alarms. Visit our webpage for more information. In addition, we also own direct mail and fulfilment service like the Metro Mail.

We reward you

As a Saga member, you can receive exclusive discounts on holiday offers and cruises. When booking, simply ask about any special cardholder discounts that may be applicable at your chosen resort or onboard cruise purchases. Get internet fraud protection with 'Verified by Visa’, this is a free service, provided in association with Visa International. Above all, verified by Visa will protect your Saga Platinum credit card against unauthorized use when you shop online.

How does it work?

In order to obtain your Saga Platinum credit card, you will need to register online, or call our customer care centre or visit one of our branches. If you cannot access your account or have forgotten your login details, please contact our customer service department they are open 24 hours a day, 7 days a week. Have the following on hand when contacting our customer service centre: you will need your User ID, personal access code as well as your code card.

Customer Reviews & Testimonials

March 2019

They gave me the credit card I wanted even though I had a bad credit history

Janice F
— Plymouth —

September 2018

Their application is online so it was done quickly and I didn't have to wait in any lines

Darryl B
— Manchester —

Saga Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday – Closed