Rating based on 31 reviews



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Goji homepage

Author Goji. Screenshot of Goji website. [Accessed September 12, 2019]

About Goji

Goji is the next level in the money lending industry.

We bring innovation and convenience to an industry that is changing- and we are one of the frontrunners of this change. Simply, we are an online platform which manages investments, focusing on providing investors and financial advisors access to direct lending in a simpler way.

Our lending partners

Our lending partners cover a variety of different sectors such as renewable energy, short-term loans, higher and further education as well as property. In other words, Goji partners with peer-to-peer lending platforms to facilitate and connect willing investors directly to borrowers in a way that sees both parties benefitting.

Exiting opportunities for investors

Founded in 2015, our platform presents new and exciting opportunities for investors to tap into with the aid of a diverse team made up of highly skilled specialists in the credit, investment and technology fields. With such resources literally at your fingertips, what are you waiting for? Get in touch with us today.

Goji Services

We know the value that businesses bring to communities which is why we focus on connecting our investors to businesses all over the UK.

We allow such businesses to grow and develop so that they can in turn help to grow the local economy, create jobs and ultimately make positive changes to the communities in which they operate.

Simple online platform

Putting your needs first, we’ve designed a platform with you solely in mind, making the entire process a whole lot simpler. Our user-friendly online platform allows investors and financial advisors to effortlessly sign up and start investing. You can log in at any time and view your investment, making it easier for you to monitor its performance.

Our website is easy to use

Our website easily provides you with all the information that you need. When you log in, you can select whether you are investing your own money or you’re a financial advisor. You will then be directed to a page that outlines the financial products that we offer, explaining each clearly so you can decide which one is best for you or your clients.

Goji Product Details

  • Loan Type Peer-to-peer loans

Summary of Services

  • Flexible financing
  • Affordable rates
  • Flexible payment terms

Efficient customer service and quality loans is our focus

Our customers’ experience is very important to us

Therefore, we work hard to meet and surpass your expectations, making sure that we provide you with the best customer service. So whether you need a question answered or any other assistance, we are ready for you and will help you as quickly as possible.

Asset-backed loans

We invest in business loans that are secured against assets so as to provide an extra layer of protection should the borrower fail to repay the loan and it defaults. We diversify investments across many investors and loans, thereby helping you to spread your risk.

Fill the gap

Because we allow investors to lend directly to borrowers, this means that we bypass banks completely. This is highly beneficial as banks tend to have very strict lending policies and annoying extra charges - not to mention less flexibility and control for investors.

These factors often mean that fewer people get approved for loans, opening up a gap in the market - a gap which we are filling. So by removing intermediaries, we are able to help more people meet their goals. We offer diversified direct lending investment products available within multiple tax-efficient packages.

Diversified lending bond

This bond finances key sectors of the economy like home loans, student loans, SMEs and renewables, earning you returns from 5%. Start investing from £1000.

We very strict and carefully select who we work with, making sure that we solely invest across the best lenders in different sectors. As a result, we invest a lot of time in upfront and continuous monitoring to ensure that we continue to provide you with only the best service.

Renewables lending bond

This bond finances UK renewables projects like wind, anaerobic digestion and solar energy with returns of up to 8.3% (5-year term). Therefore, you can earn great returns while making a positive impact on society. The minimum investment amount is £5000.

Customer Reviews & Testimonials

July 2019

Very helpful service

Jennifer S
— Manchester —

April 2019

Absolute professionalism from start to finish. Very impressive

Louise C
— Bath —

January 2019

I was able to buy my first car with the loan I received from Goji-

James T
— Birmingham —

Goji Contact Details

Physical Address

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday – Closed
  • Sunday – Closed