Rating based on 4 reviews



  • Peer-to-peer loans up to £70,100
  • Low-interest starting from 18.8%
  • Repayment up to 6 months

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Unbolted homepage

Author Unbolted. Screenshot of Unbolted website. [Accessed September 12, 2019]

About Unbolted

Everyone should be given the opportunity to get the help they need in order to meet their goals.

It is exactly because of this belief that led us to create Unbolted. We are a UK-based peer-to-peer lender committed to helping anyone looking for financial assistance to get it by borrowing against their assets. Whether you are a small business or an individual, we are here to help.

Lowest loan costs

Since we are completely digital, this means that our overheads are lower, which in turn means that our loan costs are lower but your rewards are higher. Borrowers can borrow from £500 –there is no maximum amount- at lower rates across 6 months with the possibility of applying for an extension. Investors can enjoy great returns at lower risks with some cushion provided by us to help minimise loss.

No credit checks

Because we allow you to borrow against your assets, your bad credit score, therefore, holds no value. All we need is to verify your identity and your banking details. Or maybe you’re someone who has never had credit before or you’re self-employed. We can still help you because we seek to open up the financial market to more people and businesses rather than limiting it to a select few.

Unbolted Services

When we say we’ll do something, you can trust that we will deliver on that promise

Trust is at the core of what we do. There are no hidden fees or charges with us. Beside the once-off 3% set-up fee for every loan, there are no monthly minimum charges, no upfront deductions, no early payment penalties and no default fees.

Transparency is important

In the unfortunate event that we have to sell your asset in order to recover the needed funds to cover the outstanding amount of your loan, the borrower may lose their asset but if there is any surplus from the sale, that amount will be deposited to the borrower.

We make things easier

Our goal is to help you reach your goal, hence we will never do anything to make it harder for you to do so. Therefore, we carefully explain all the details of your loan in a way that is simple and easy to understand, before you agree to anything. We won’t ever hide anything from you but make sure that you are always in control.

Unbolted Product Details

  • Loan Type Peer-to-peer loans
  • Interest Rate 18.8 – 63.1% p/a
  • Loan Amount up to £70,100
  • Repayment 6 months

Summary of Services

  • Lower interest rates
  • No additional charges
  • Loan terms are transparent

Your assets are important to you, so they’re important to us too

We take strict measures to ensure that your items are always well taken care of.

Your assets will be fully insured and stored in our possession or at our partner’s secured facility.

Get your money quickly

  • Borrowing through us is quick and simple.
  • Apply, send photos of your asset and receive a quick loan offer within a few hours.
  • Send your items to us via next day courier.
  • After accepting your loan offer and electronically signing your loan agreement, your funds will be transferred into your bank account same day, because long waiting periods just don’t cut it with us.

Assets we accept

We work with leading specialists to evaluate every asset in determining its value, which will always be fair. You can borrow using a variety of different assets, such as books, manuscripts, classic cars, fine art, gold, jewellery, diamonds, fine wine, handbags, silver, stamps, coins and watches. As long as it can cover your loan, we will accept it.

Small business loans

Through our own experiences, we have grown to understand first-hand the challenges faced by growing businesses in order to succeed. This makes us the best people to talk to if you want to take your business to the next level. It really is a no-brainer. Apply for a business loan today!

Customer Reviews & Testimonials

January 2019

Efficient and everything was explained fully and got and I was able to get my loan

Luke W
— Liverpool —

April 2019

Staff was friendly and helpful. They answered all my questions in a professional manner

Daniel L
— Cardiff —

July 2019

They were very fast in responding to my queries and the pay-out was quick

Therisa S
— Liverpool —

April 2019

Quick loan and good quality

Fred J
— Oxford —

Unbolted Contact Details

Physical Address

  • Token House, 11-12 Token House Yard London England EC2R 7AS United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed