Rating based on 48 reviews



  • Rates are flexible
  • Assistance every step of the application
  • Low-interest starting from 0.7%

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Lendy homepage

Author Lendy. Screenshot of Lendy website. [Accessed September 5, 2019]

About Lendy

Lendy is a high-income peer-to-peer lending platform with a focus on property

By creating a platform where investors can lend money directly to projects which are beneficial to the economy, we are playing an important role in helping the economy to expand.

A reputation for excellence

As one of Europe’s leading P2P secured property lending platforms, you can trust that you will be treated in safe, experienced hands. Our philosophy is to create loans for the UK public that are faster, easier and simpler to access. In addition, a key motivator for us is helping to grow the UK economy.

Top-quality customer service

As part of our never-ending commitment to providing you with top-quality customer service, we take pride in ensuring that every proposal for an investment opportunity goes through our rigorous assessments before being accepted. We boast one of the most experienced teams in the industry made up of highly qualified specialists who carefully assess every application to ensure that only those feasible and creditworthy are offered to for our investors.

Lendy Services

No more lengthy forms that need to be filled out one after the other in a continuous stream of never-ending paperwork and no more waiting to find out whether your online loan has been approved or not.

As an investor, you can set up your account with us, add funds and confirm the amount you would like to invest all in a matter of minutes!

There is no minimum investment amount

You can immediately start earning interest of up to 12% per year. Loans are usually repaid after a 6 month period and all interest earned is deposited monthly, directly into your account. At the end of the term, you will receive your initial investment along with any outstanding interest.

Withdrawal of funds

You can either withdraw the funds or reinvest it into another project. Any funds that have been credited to your account but haven’t been committed to any project on our platform can be withdrawn whenever you wish.

Lendy Product Details

  • Loan Type Peer-to-peer loans
  • Interest Rate from 0.7%

Summary of Services

  • Fast funding
  • Flexible financing
  • Excellent services

We provide protection for your investments

We guarantee you we help in managing risk

Unfortunately, as is the usual case, there are no 100% guarantees with any investment that you will make. However, we at Lendy don’t want to leave you out to dry should a loan default.

You have plenty of options

Borrowers have a choice between two of our property finance products: unregulated bridging loans (short-term loans) for residential, commercial, semi-commercial and land projects lasting for 12 months or less, or unregulated loans for developing residential projects or semi-commercial projects in England and Wales.

With this borrowers can borrow for up to 24 months. If you are able to, you can also repay your home loan before the end date. Whatever the project, big or small, we can provide you with the development or refurbishment finance for your project, regardless of the type or stage.

We are transparent

Unlike many other conventional financial institutions, you will never have to worry about any nasty surprises (like those frustrating hidden fees) when you use our P2P lending platform. We are open with you about everything you need to know when borrowing or lending with us. We give you detailed information about our processes and what you need to look out for, all to ensure that you can make the best decisions for you.

We work hard for you

Instead, we make every possible effort to minimise any loss that might occur. Our team puts in a lot of effort and hard work to make sure that, wherever possible, all investments can be paid back in full and on time. For this reason, we have put measures in place that provide some protection for you.

Because loans will not exceed the maximum of 70% of the open market value, this further increases the possibility of you recovering your funds through the sale of the property.

Customer Reviews & Testimonials

June 2019

Excellent customer service

Emily K
— London —

February 2019

Knowledgeable and efficient employees

John L
— Bath —

April 2019

Very liable lender I know

Amber H
— Manchester —

February 2019

Quick service. I got the money sooner than expected

Garry S
— Cardiff —

Lendy Contact Details

Physical Address

  • Brankesmere House, Queens Cres, Portsmouth England PO5 3HT United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed