Rating based on 48 reviews

Total Home Loans


  • Online quote
  • Check how much you can borrow
  • Flexible interest rates

In-page navigation

Total Home Loans homepage

Author Total Home Loans. Screenshot of Total Home Loans website. [Accessed September 5, 2019]

About Total Home Loans

For the finest deals in property finance in the UK, you only need to look to us at Total Home Loans Ltd.

But do not take our word for it: thanks to Feefo, you can now view on our website the excellent reviews that our customers have left of our service. Also, be sure to get an online quote by entering your information on our website.

Our offer for your mortgage

We understand how your mortgage decisions can vastly impact your life, which is why we take such care to protect and inform you of your options. With us, you can buy a mortgage specifically calibrated for your housing needs, including a special rate for 2-3 years before you have to pay our standard variable interest rate.

Remortgaging may be right for you

More and more people are waking up to the opportunities to improve their financial journey through remortgaging. It can be quite handy for debt consolidation, raise funds from your home's equity for home improvements or to purchase another property, and for lowering your monthly payments. You can obtain from us a remortgage during a fixed-rate period if you pay an early repayment charge.

Total Home Loans Services

Total Home Loans Ltd has all the transparency, flexibility and high quality that discernible shoppers of property finance in the UK should seek.

Our excellently-qualified and brilliantly-trained staff will guide you through all the stages of your journey so that you need not stress about the details. Total Home Loans Ltd is a national whole of market mortgage brokerage and does not charge any upfront fees.

Right to buy mortgages and your options

We have available an abundant range of right to buy tenant purchase products, which is helpful during housing price rises, open to most council tenants, gives the option of purchasing through co-ownership or an outright purchase, and is a helpful step towards future homeownership. Now would actually be an excellent time, as council discounts are very high and mortgage rates are very low, for you, if you are living in the state-owned property, to apply for a house.

Let us help you

We have extensive experience helping thousands of customers find their appropriate mortgage, as well as in helping older clients or those with challenging financial situations. We will sort out the paperwork and inform you throughout the entire process.

Total Home Loans Product Details

  • Loan Type Home loans

Summary of Services

  • 4 people can be part of a mortgage
  • Flexible and Affordable
  •  Easy loan application

The mortgage partner you can trust

When it comes to great property finance in the UK, we at Total Home Loans Ltd exemplify the trustworthy and efficient representative every home financing client needs and deserves.

Although we cannot consult with you on pensions and investments, we can refer you to an excellent advisor if you input the relevant information on our website. We are an appointed representative of Intrinsic Mortgage Planning Ltd, which is FCA registered.

Helping our first-time buyers

First-time buyers often feel that dealing with, for example, estate agents can be somewhat cumbersome. However, when we are your mortgage broker, we will interact with the relevant insurance companies, solicitors, lenders, and estate agents, as well as provide you with regular expert advice at every step of your way. Not even rising house prices can beat our amazing range of very competitive mortgages.

Loan-to-value rate

If you as a first-time mortgage buyer choose one of our mortgages with a high loan-to-value rate, you can greatly benefit from stabilising your monthly payments, rather than using a tracker rate. This potentially challenging financial situation is why many in your position choose to buy with family, a friend or a partner. We may allow for four joint applicants on your mortgage, and we may count your close family members as guarantors. Choose one of our business loans to buy new offices, extend factories or buy plots.

Insurance and your financial well-being

You can take out income protection insurance so that when you become sick or injured, and therefore unable to work, a monthly sum is put into your bank account for your own discretionary spending, such as your mortgage. Homeowners, parents and main income earners should also seriously consider applying for life cover insurance, so that, in the event of your death, your mortgage will be repaid. In this regard, we will be able to present you with plenty of highly-appropriate cover plans.

Our privacy policy and you

We will also always protect and secure any information you give us, will never sell your data, and will ask your consent when we need sensitive information from you and when we want to send you unrelated information. This protection is in effect over every request, query and application. As you can see, we are the best choice for all your property finance in the UK.

Customer Reviews & Testimonials

July 2018

They made everything easier to understand which helped me understand the smaller details of the home loan

Therisa L
— London —

August 2018

They gave me a home loan that was made specifically for my needs

Victor C
— Brighton —

Total Home Loans Contact Details

Physical Address

  • 55 Cobham Rd, Ferndown Industrial Estate Wimborne England BH21 7RB United Kingdom
  • Get Directions

Postal Address

  • Total Home Loans Ltd,470 Holdenhurst Road, Bournemouth, BH8 9AQ

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday – Closed
  • Sunday – Closed